Devon BrooksChoosing the right car insurance in Columbus can feel confusing, especially with so many coverage options to compare.
Whether you’re arranging car shipping services, driving your own vehicle, or planning to use luxury car rentals, having the right insurance can help protect you from unexpected costs.
I put together this guide to the best car insurance in Columbus to help you compare trusted providers. Check out my picks below so you can drive with greater peace of mind.
How much does car insurance cost in Columbus?
Car insurance in Columbus typically costs $113 to $118 per month on average, though your premium can vary based on your coverage level, driving history, vehicle type, and insurer.
Minimum liability plans are cheaper, while full coverage offers more protection at a higher cost.
| Coverage Tier | Monthly Average | Annual Average |
| State Minimum Liability | $84 | $1,008 |
| Full Coverage | $151 to $166 | $1,812 to $1,997 |
1. A.A. Affordable Insurance Agency of Ohio
Website: http://affordablemitch.com/
Address: 1180 W. Broad St.
Contact: 614-221-7007 | [email protected]
Hours: Monday to Friday: 9:00 AM – 5:00 PM, Saturday: 10:00 AM – 2:00 PM, Sunday: Closed
A.A. Affordable Insurance Agency of Ohio helps drivers on a budget find low-cost auto cover. With their many carrier options, it’s easier to check plans side by side.
I also like how this agency keeps things plain and simple, with choices like the state’s must-have minimum cover, liability plans, and full cover picks.
Another plus is that the availability of their online quotes let folks check rates fast, with no wait for a call back. These digital tools make it easy to handle a plan outside normal desk hours, giving busy drivers more room to work with.
However, the office stays shut on Sundays, which may not suit those who want weekend help in person. Busy weekday plans may call for booking visits ahead of time.
Above and Beyond Service and Super Affordable
I worked with Melissa Shifrin and she was such a pleasure to speak with. She went above and beyond to assist me and was very patient. This company by far is the most affordable insurance. I would recommend to family and friends.
- teniqua smith, Google Review
A Friendly Connection and a Spot-On Quote
Melissa, was super nice very kind and caring. We also discovered that we had some things in common and it was very nice talking to her about the specific topic. Shout out to you and your family. Thank you again for being so kind and caring and I look forward to talking to you againplus my quote was right on for my insurance!
- Jennifer Cromes, Google Review
2. Direct Auto Insurance
Website: https://local.directauto.com/
Address: 3783 S High St.
Contact: 614-497-9500 | [email protected]
Hours: Monday to Friday: 9:00 AM – 5:30 PM, Saturday: 10:00 AM – 4:00 PM, Sunday: Closed
Direct Auto Insurance helps high-risk drivers find coverage options when standard policies are difficult to secure. The firm specializes in assisting individuals with past coverage gaps, making insurance more accessible for those who need extra support.
Their policy options feature flexible payment schedules, same-day digital SR-22 filing, mobile telematics tracking for potential discount opportunities, and add-on roadside assistance plans.
These features give policyholders greater control over their budget while meeting legal requirements and managing unexpected roadside events.
Just be aware that paper-based SR-22 filings can take up to 24 hours to process. Additionally, telematics tracking discounts aren’t available in every state, which may limit savings opportunities for some drivers.
Making the SR22 Process Straightforward and Easy
Cindy worked with me and she made everything very straight forward and clear while getting my sr22. She answered all of my questions and made sure I had all of the documents I needed to get by. Highly recommend this insurance and defiantly recommend Cindy! She’s a very awesome, polite, and patient person! Thank you Cindy!
- GASULANE, Google Review
Quick, Educational, and Excellent Service
Ganti Mano is an excellent asset to this company. She was quick she educated me on things I didn’t know as it relates to car insurance. She’s very valuable to this company. I’ll forever only want to work with her. Thanks again Ganti
- Rodney Taylor, Google Review
3. Acceptance Insurance
Website: https://locations.acceptance.com/
Address: 4651 Morse Centre Rd.
Contact: 662-245-5277 | 614-681-7926
Hours: Monday to Friday: 9:00 AM – 6:00 PM, Saturday: 10:00 AM – 2:00 PM, Sunday: Closed
Acceptance Insurance helps drivers find low-cost auto coverage by comparing plans that lower expenses while maintaining key protection. The company assists clients in evaluating standard auto and SR-22 policies tailored to their needs.
With them, drivers can access rate comparisons and discounts for full-time students, anti-theft gear, automatic payments, and bundled renters or motorcycle policies. Overall, they make it easier to build a budget-friendly plan!
Just keep in mind that SR-22 coverage costs significantly more than standard plans, with premiums typically rising by 14% to 40% due to high-risk driver status.
This price increase can make monthly budgeting more challenging for drivers facing financial constraints.
Hardworking Agent Found Me a Great Rate
I would like to acknowledge a very hardworking agent at Acceptance Insurance. Her name is Robyn Magana! She was very helpful today in finding me an affordable rate with my car insurance, and I’m very grateful for her. If anyone needs great service and insurance that you can afford, ask for Robyn; you will not be disappointed!
- Kijai White, Google Review
Better Coverage for Less Money!
I had the pleasure of working with Shanika today !
Long story short I am recovering from the holidays and my insurance lapsed, had a wait til payday well when I went to renew it was past the time frame so I called and gave ms Shanika my budget of what I had and god be to glory I got insurance for 89 and roadside assistance and towing mind u I was paying 115 for and got none of that !
Maybe I just hada wait and be patient either way I’m so grateful and thankful 💎💎
- Bianca Carpenter, Google Review
4. Slyman Insurance Group Ohio
Website: http://www.slymaninsurancegroup.com/
Address: 4701 Olentangy River Rd.
Contact: 614-475-3583 | [email protected]
Hours: Monday to Friday: 9:00 AM to 4:30 PM, Saturday to Sunday: Closed
Slyman Insurance Group brings over 50 years of experience to drivers in Ohio, offering personalized guidance to match individual needs and budgets.
As an independent agency, the firm compares choices from multiple top-rated carriers rather than limiting customers to a single provider.
Their coverage options feature custom policy limits, simple sign-up steps, and same-day auto insurance for drivers who need immediate protection.
With this flexible setup, policyholders can compare rates and adjust coverage easily with complete transparency.
It’s worth noting, however, that Slyman Insurance Group only operates in 14 licensed states. This limited geographic reach may not suit drivers who plan to relocate outside their current coverage areas.
Better Rates, Lower Deductibles, and Great Help
Amy was extremely helpful in finding the best insurance to suit my needs and then gratuitously added my son on my policies after I thought I was all set. I would highly recommend calling her as she was a pleasure to work with and found me better rates at the same insurance company than what I was currently paying with a lower deductible.
- Amy Bright Rabadam, Google Review
Unparalleled Customer Service for All Our Policies
Karen, Don and the rest of the team at Slyman Insurance Group offer unparalleled customer service. We’ve been using them for years, to write numerous policies for us. From investment properties to our own personal home, cars, and even a boat. We can’t say enough great things about Slyman Insurance Group. -Chris and Paige
- Paige Humston, Google Review
5. Solid Insurance
Website: http://www.solidinsurance.com/
Address: 986 Morse Rd.
Contact: 614-854-0000 | [email protected]
Hours: Monday to Friday: 8:00 AM – 5:00 PM, Saturday: 9:00 AM – 12:00 PM, Sunday: Closed
Solid Insurance makes comparing plans easier through a digital quote tool that consolidates options into one place.
The agency helps drivers compare auto rates across more than 20 partner carriers to find coverage that fits their needs.
Their online system supports both personal and commercial vehicle coverage, while the client portal allows users to quickly print ID cards and add drivers.
Customers can also secure SR-22 bonds and bundle home and auto policies for broader coverage options.
On the downside, their primary service operations focus on Ohio drivers. Policyholders who move out of state may need to find a new provider to maintain continuous coverage.
An Easy Process for Great Coverage on a Budget
Steve was knowledgeable and professional in helping me obtain the best coverage for my auto within my budget. He made the whole process easy. I will definitely consider this agency for my future insurance needs!
- D K, Google Review
Fast, Professional, and Efficient Support
I am very satisfied with their service. The team helped me a lot and handled everything quickly for my car, even before going to the insurance. Very professional, efficient, and friendly staff. Thank you for your assistance and fast support
I highly recommend this company.
- makdoud aissa, Google Review
